Using a Broker
Using a broker – your best interests at heart
At mortgagesplease, we are mortgage brokers: we give unbiased support and advice to help you arrange the best possible mortgage deal for you.
We take a fee from both the lender and the individual, with the amount depending on the complexity of the case. We recognise that there are thousands of places that you can go to obtain a mortgage, so we are out to impress. We are confident that our experience and contacts – above all, our way of doing business with you and the lenders – sets us apart from the rest.
A mortgage is most people’s largest and most regular expense, consuming a large part of income each month. Any failings in the original mortgage deal can come back and haunt you and cost you money, so we work with you to ensure that you have all the relevant facts and the best options before you make your decision to sign on the dotted line and commit to the mortgage.
Our advice is unbiased, based on years of experience, both within and independent of the lending community. And we have the entire market at our disposal – way beyond what even the most dedicated individual could explore.
Mortgages brokers are both the scourge and best friend of lenders – we source deals (which lenders like) and we negotiate hard on behalf of the borrower. Importantly, at mortgagesplease, we find something that is suitable, not simply what is available. Whichever lender we propose, we do all the background checks and match your criteria with the offering (with your mortgagesplease Fact File on your personal circumstances as our guide).