Welcome to mortgagesplease - a service brought to you by Justsayplease acting as an introducer to Total Mortgage Solutions.

Not many years ago, it was usual to choose a mortgage lender and expect to stay with them for perhaps 25 years. At least half of all mortgage-holders paid the Standard Variable Rate set by the lender and did not feel the need to shop around for a better deal.

That was then... this is now. Mortgages have evolved into flexible, sophisticated products that can be tailored, tweaked and transformed to meet your specific needs... if you know where to look.